http://www.fixedraterefinance.com/refinance/rate/fixed-rate-refinance/ A fixed rate refinance is not the only refinancing option, but its the better one. Most people are looking for savings and stability when they look to refinance - the fixed rate refinance has both. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 On the verge.. We're all hoping to get rich quick of our home investments today. Rates are low, home prices are soaring - the recipe is set for complete financial success! Or is it? Experts say interest rates will rise soon and some pessimistic analysts are predicting a housing bubble, an outlook that is spreading like wildfire and causing a panic across the country. If there was ever a time for a fixed rate refinance now is it - before affordable fixed refinance rates disappear. The time - and price - is right for a fixed rate refinance If the average mortgage is $300,000 and $1.25 trillion in ARMs will finally come into their adjustable rate phases within the next three years, 4.2 million home owners in the United States will be set up for a grim financial surprise - a mortgage they once thought but can no longer afford. There will be a dash for a fixed rate refinance then, but by that time fixed rate refinance rates will be so high as to still be prohibitively expensive. Now is the time for a fixed rate refinance because now is perhaps the last time we will see low mortgage rates. The historically low levels will not continue, and a refinance a year from now may not just be less advantageous but financially prohibitive. With a fixed rate refinance you can prepare against this guaranteed rise in interest rates, you can fortify yourself against the price shock for when your interest rates rise. How to secure a beneficial fixed rate refinance Act fast, and act broad - never limit your search for a fixed rate refinance to a single lender or a small group of closely related mortgage outfits. Use the Internet and see whats out there in the way of a low refinance rate. The more opportunities you find - and the more competitive pressure you place on these lenders you contact - the greater your chance for finding and securing that fixed rate refinance rate , allowing you the luxury of stability and affordability long before the refinancing rush comes. Sat, 26 Jul 2008 15:00:00 EDT http://www.fixedraterefinance.com/refinance/rate/fixed-rate-refinance/rate/ A fixed rate refinance rate will be higher than your ARM. But thats just for now, with a fixed rate refinance rate you are preparing fopr the future. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0